Intelligent Suitability & Best Interest (Reg BI) Review

Platforms- Synthify, ArcusX AI

Post-Trade Surveillance & Anomaly Detection

Review all executed trades and recommendations. Models analyze each transaction against the client’s profile (risk tolerance, objectives, time horizon) and flag mismatches.

Pre-Trade Suitability "Smart Check"

Perform real-time checks on every proposed trade. Arcus AI instantly compares the investment against the client’s profile and flags potential mismatches for advisor review and justification before execution.

Dynamic Portfolio Concentration & Cost-Benefit Analysis

Continuously analyzes entire client portfolios to identify over-concentration in specific asset classes, product types, or issues.

Business Impact

Investor profiles may not be updated, causing previously suitable investments to become unsuitable over time.

Compliance has no systematic way to monitor this drift across the client base.
Synthify continuously monitors for “drift” signals including cash flow changes (income loss), age milestones (approaching retirement), life events (marriages, divorces), and trading pattern shifts.
Arcus AI automatically alerts advisors and compliance to proactively review and update client profiles and portfolio allocations.

Business Value

Demonstrable Reg BI Compliance: Provide evidence-based reporting to regulators showing systematic, technology-enabled oversight.

Risk Reduction: Identify and remediate suitability issues before they become regulatory violations or client complaints.